ESTO consumer loan

Need money for larger purchases? Get to know ESTO Small Loan!

✔️Completing the online application takes just 1 minute
✔️Quick loan decision
✔️Simple contract signing

Enjoy a long-awaited vacation, buy the latest Macbook for work, or simply have extra money for unexpected expenses - ESTO Small Loan gives you the opportunity to borrow up to €1,000.

● Loan amount: €500 - €10,000
● Loan period: 3 - 48 months
● Loan purpose: any
● Special conditions: €0 contract conclusion fee

Get a loan
The decision on a loan is individual and will depend on the selected loan amount, the term of the contract and your creditworthiness. You can perform all actions related to obtaining and repaying a loan digitally, whether it is submitting an application, changing the loan period or even early repayment.

Under the repayment schedule, all your monthly payments are equal and fixed for the entire loan term you choose. You can easily manage your contracts and repayments on the ESTO self-service portal as soon as you become a customer.

Attention! Before signing the contract, carefully read the terms of the proposed contract and, if necessary, consult with an ESTO employee or another specialist. For example, if you borrow EUR 500, the annual rate of credit cost of the ESTO Small Loan will be 25.48%, fixed interest rate – 8.90% per year, contract conclusion fee – EUR 7.9, monthly administration fee – EUR 1.90, total loan amount and payments – EUR 844.2 (provided that the loan is repaid within 60 months in equal monthly installments of EUR 14.07). The terms may change if you choose a different amount, contract term or based on the results of the creditworthiness assessment.

WHAT IS ESTO ?
ESTO is a financial services company founded in 2016. The company was born out of the need for payment solutions that are suitable for both the end user and the merchant. Today, ESTO offers various payment solutions in the Baltic States and cooperates with more than 2,000 partners and stores, and has built a partner network of more than 200,000 customers. You can find the terms and conditions here: esto.eu/lt. If you need help, please contact an ESTO employee at info@esto.lt or via the online chat window https://esto.eu/lt/pagalba.